What is the best way to save money?

Select OneTake risks in the stock marketStart a savings accountPut extra money under the mattressPut loose change in a piggy bankPlan every purchaseUse couponsPut extra cash in a cookie jarCut out impulse buyingOrder from the value, or 99 cent menuBuy only what you needInvest in a 401(k) or IRABuy things on saleOther (please specify)

If you selected other, please specify:

What best describes your ideology when it comes to saving?

Select OneA penny saved is a penny earnedMoney: use it or lose itMoney never made a person happyThe more money, the more problemsMoney: one can never have enoughIt's better to give than to receiveAnother day older, another day deeper in debtAlways save for a rainy dayLive for today - Splurge!Money is the root of all evilMoney doesn't grow on treesOther (please specify)

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What do you splurge on most often?

Select OneGifts for othersFoodProfessional grooming (hair stylist, spa, etc.)Leisure activities (golf, baseball games, etc.)Entertainment (movies, concerts, etc.)ClothesToys for childrenMusicOther (please specify)

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In which of these areas do you spend most of your money each year?

Select OneLeisure activities (golf, baseball games, etc.)ClothesProfessional grooming (hair stylist, spa, etc.)Internet accessRent or mortgageMusicGroceriesDining outGasGifts for othersHousehold expenses (electric, gas, water, etc.)TravelOther (please specify)

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What time of year do you find yourself saving more?

Select OneSummerWinterAnniversariesDuring the holiday season (Thanksgiving through New Year's)I save the same all yearFather's DayFallSpringValentine's DayDuring tax seasonPrior to back-to-school timeMother's DayBirthdays for friends or familyOther (please specify)

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What time of year do you find yourself spending more?

Select OneDuring tax seasonPrior to back-to-school timeMother's DayDuring the holiday season (Thanksgiving through New Year's)Father's DaySpringAnniversariesSummerI spend the same all yearBirthdays for friends or familyFallWinterValentine's DayOther (please specify)

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Where do you find the best values?

Select OneSunday newspaper circularsFast-food "value meals" or "99 cents menu"Buying in bulkOff-price apparel storesCouponsRetail savings or membership cardsOn the InternetRetail store sale or clearanceDollar stores"Buy one, get one free" dealsOther (please specify)

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What is your main motivation for saving money?

Select OnePay off student loansVacationDown payment on a carEntertainment (goods or services)Down payment on a houseRetirementCollege tuition (for self or children)School shoppingGifts at the holidaysOther (please specify)

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How often do you use coupons for food or other purchases?

Daily   Weekly   Monthly   less than once a month   Never

Which member of your family is thriftiest?

Select OneYounger siblingHusbandWifeGrandparentsMomDadI amChildOlder siblingOther (please specify)

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How long would you wait in line for a free meal?

Would not wait   Up to 30 minutes   30 minutes to an hour   1 to 2 hours   More than 2 hours

Do you have a monthly budget?

Yes   No

Where are you most likely to blow your budget or sabotage your savings?

Select OneEntertainment (movies, concerts, etc.)High grocery pricesKeeping up with the latest trends (fashion, cars, etc.)Health care expensesHigh gas pricesKeeping up with the latest technologyChildren's desire for the latest trends (toys, fashions, etc.)Impulse spendingOther (please specify)

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On a scale of 1 to 5, with 1 being highly possible and 5 being impossible, how would you rate your ability to save $1 million in the next 25 years?

Highly possible  Possible  Somewhat possible  Somewhat impossible  Impossible  

Whose advice are you most likely to take when it comes to budgets and savings?

Select OneSpouseTelevision consumer reporterMentorBossPaid financial advisorSiblingParentsThe governmentYou bank'sCo-workerMyselfTelevision finance expertOther (please specify)

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What celebrity would you be most likely to take advice from when it comes to personal finance topics like budgets and saving?

Select OneJennifer LopezThe Olsen TwinsDonald TrumpUsherMartha StewartBritney SpearsLou DobbsParis HiltonTiger WoodsSuze OrmanMagic JohnsonGeorge W. BushSteven SpielbergDiddy (formerly P. Diddy)Oprah WinfreyDr. PhilMichael JordanOther (please specify)

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If you had only $10 to your name, how would you use it?

Buy paper, pen, envelopes and stamps   Buy cigarettes   Buy groceries   Put it in a savings account   Buy lottery tickets   Spend it on a phone call   Buy a drink   Send a telegram   Hire a fortune teller   Buy your favorite candy   Buy a meal   Get a manicure   Buy a gift for a loved one   Other (please specify)

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What is the most you would spend on a romantic gift for a loved one?

Less than $25   $25 to $50   $51 to $100   $101 to $200   $201 to $400   $401 to $600   $601 to $800   $801 to $1,000   More than $1,001

What is your gender?

Male   Female

What is your age?

Under 18   18 - 24   25 - 34   35 - 44   45 - 54   55 - 64   65 or older

What was your household income in 2006?

Less than $30,000   $30,000 - $39,999   $40,000 - $49,999   $50,000 - $59,999   $60,000 - $74,999   $75,000 - $99,999   $100,000 - $149,999   $150,000 - $249,999   $250,000 or more

How would you describe where you live?

Urban   Suburban   Rural